Property & Liability Coverage

The SCCSIG Property and Liability program is focused on providing the best risk management solutions to protect our schools.

By working with our partners we ensure that our members are well-equipped to handle a wide range of risks, from physical damages to legal liabilities and cyber security issues. 

The SCCSIG Property and Liability program not only protects the physical and liability issues of our members but also supports the well-being of students and staff, fostering a secure and resilient educational environment.

See below for more information on the Property & Liability program service offerings.

ASCIP B Boosters & Foundations:

Why Should Members Consider ASCIP-B?

ASCIP B Boosters is an optional group purchase insurance program that provides liability coverage (subject to the policy terms, conditions, and exclusions) for the operation of booster clubs and auxiliary groups which have been formed to support their district’s educational or extracurricular programs. Members secure this coverage for their booster clubs to ensure coverage is in place when events take place, simplify the process and hassle of collecting insurance verification for each group and are automatically named additionally insured. The coverage is affordable, time-saving, and provides peace of mind. 

$0Deductible For General Liability per Occurrence
$1,000Deductible For Third Party Physical Damage per Occurrence
$1,000,000$1,000,000 each for Third Party Physical Damage and General Liability
ASCIP-B 2022-23 Booster Roster Form: Complete and return to ASCIP to assure coverage for your school’s booster clubs.

ASCIP B Foundations is an optional group purchase insurance program which provides liability coverage (subject to the terms, conditions, and exclusions of the policy) for the operation of foundations which are not controlled or governed by the member, but have been formed to support their district’s educational or extracurricular programs.

$0Member JPA District Deductible For General Liability per Occurrence
$1,000Member JPA District Deductible For Third Party Physical Damager per Occurrence
$1,000,000OneBeacon Insurance Company AXI ($1,000,000 each for Third Party Physical Damager and General Liability)
ASCIP-B for Foundations Roster Form: Complete and return to ASCIP to assure coverage for your schools Foundations.

Gather Guard

ASCIP Tenant User Liability Program for Use of Facility

ASCIP tenant user liability program is through GatherGuard Event Insurance, a master general liability policy for facilities covering special events.  GatherGuard is an open reporting General Liability Policy written in the name of the District and users of the district facilities.  The Master Policy is delivered to your District, which is automatically added as Additional Insured at no cost.

The GatherGuard Program offers the following Advantages:

  • The ability for the District to manage its liability risk. The District will have prior knowledge of the coverage terms and conditions without depending on the user
  • GatherGuard Program is a promotional tool for the Districts to attract users by having insurance readily available
  • The user (tenant) is relieved of the responsibility of obtaining insurance acceptable to the District
  • The cost is low to the tenant user, eliminating high minimum premium requirements.
  • No Deductible
  • Host Liquor is included
  • Copy of proof of coverage automatically send to venue-designated personnel
  • Many types of events are eligible

This is NOT a Public Entity Insurance Program and will not replace or participate with the general insurance program of any Public Entity, District or other Facility Owner/Operator. The District must still carry their own coverage.

ASCIP 911 Emergency Response Coverage

The ASCIP 911 Emergency Response Coverage is in excess over any other insurance available to the student, parent/guardian, the district or other party.

The 911 Coverage is generally not for member employees. Employees who are injured while on member property are usually covered by the workers’ compensation program or they have access to employer provided health benefits, if their medical emergency does not arise out of the course and scope of the job duties (i.e. diabetic episode).

911 Coverage Limits:

  • $2,500 / occurrence
  • No aggregate (call 911 as often as needed)
  • No deductible (no cost to the member district)

Medical Treatment Coverage for Student Accidents

(Administered by A-G Administrators) Student Accident is designed to assist with medical expenses related to accidents that occur on District sites and/or at District sponsored events.

ASCIP offers Student Accident coverage which is an enhancement to the General Liability coverage. Student Accident is designed to assist with medical expenses related to accidents that occur on District sites and/or at District sponsored events. This enhanced coverage is offered at no additional premium to the member and is designed to help Districts avoid unnecessary litigation.

For inquiries regarding A-G Claims submissions, status, or information please contact: Giovanni Navas (562) 677-2018 Send an Email

Property & Liability Claims Reporting

A member should not hesitate to contact ASCIP with any questions regarding any matter wherein a claim might be generated, or is thought to be forthcoming, whether Property or Liability related.

Report the claim to ASCIP using the following methods:

  1. E-mail:  This email address is monitored by the Claims Operations team on a regular basis.
  2. Telephone: Call ASCIP at (562) 404-8029 Monday-Friday from 8:00 a.m. to 5:00 p.m. to be directed to the Claims Department.
  3. After-hours claim reporting, please contact Noel Waldvogel, Claims Manager.  Call: (916) 591-3598 or Email:

When members initially report a loss to ASCIP, please attempt to have the following information available for the adjuster:

  • Name, address, and telephone number of person sustaining injury or property damage
  • Name, address and telephone number of person reporting injury or property damage
  • Date the incident occurred
  • Time the incident occurred
  • Location, including street address, if applicable
  • Description of the injuries or property damage; include vehicle information, if applicable
  • Description of how the incident occurred
  • Names, addresses and telephone numbers of any witnesses
  • Name of law enforcement agency, if notified, report number or “DR#” if possible
  • Contact information for your District’s Risk Manager or equivalent
  • Any other relevant facts, including weather conditions, condition of shoes, clothing, etc.
  • If District equipment contributed to the cause of the injury, make sure that the equipment is secured and available so that ASCIP can inspect it.

How long does a person/party have to file a claim against the school/district?

Claims made against public entities (including school districts) are governed by the California Government Code Section-Section 3. A claim relating to a cause of action for death or injury to person(s) or damage to personal property shall be presented not later than six months after the accrual of the cause of action. A claim relating to any other cause of action shall be presented no later than one year after the accrual of the cause of action. Note: there are exceptions for the types of claims being made. If you have a question regarding any claim, please contact ASCIP.

Reporting Significant or Critical Incidents

For incidents that involve a fatality, hospitalization of a third party or have the potential to incur a large monetary loss, members must notify ASCIP immediately – don’t wait for the injured party to file a claim!

Also, members must report right away, or as soon as the member becomes aware of all claims, suits, incidents, or allegations related to childhood sexual assault. This includes:

  1. Arrest or criminal complaint;
  2. Investigation by the member, or any governmental agency;
  3. Verbal or written disciplinary action taken;
  4. Any matter reported to, or should have been reported to, California Commission on Teacher Credentialing.

You should always report a significant incident as soon as possible, even if you have little information about the facts surrounding the incident. In the case of a significant vehicle accident, always attempt to contact the local law enforcement agency as well.

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